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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,615 | $217,432+27.2% | $185,849+48.8% | $167,536+65.1% |
| Participation rate | 77.8% | 86.1%-8.3pp | 81.7%-3.9pp | 82.1%-4.3pp |
| Annual return | 12.13% | 148.42%-136.3pp | 122.10%-110.0pp | 478.82%-466.7pp |
| Employer contribution / active EE | $1,511 | $5,875-74.3% | $5,169-70.8% | $4,839-68.8% |
| Participant deferral / active EE | $2,864 | $6,357-54.9% | $5,569-48.6% | $6,342-54.8% |
| Admin fee / account holder | $38,941 | $19,818+96.5% | $16,244+139.7% | $12,315+216.2% |