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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,453 | $209,422-7.6% | $178,503+8.4% | $158,982+21.7% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 18.01% | 188.81%-170.8pp | 151.12%-133.1pp | 302.99%-285.0pp |
| Employer contribution / active EE | $2,269 | $5,707-60.2% | $5,011-54.7% | $4,763-52.4% |
| Participant deferral / active EE | $4,352 | $5,955-26.9% | $5,202-16.3% | $5,983-27.3% |
| Admin fee / account holder | $10,000 | $17,079-41.4% | $13,987-28.5% | $11,252-11.1% |