Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,603 | $72,269-74.3% | $101,271-81.6% | $79,852-76.7% |
| Participation rate | 65.7% | 68.5%-2.7pp | 75.8%-10.1pp | 69.6%-3.9pp |
| Annual return | 17.47% | 22.29%-4.8pp | 46.48%-29.0pp | 31.72%-14.2pp |
| Employer contribution / active EE | $1,110 | $2,692-58.8% | $3,660-69.7% | $2,471-55.1% |
| Participant deferral / active EE | $1,420 | $3,282-56.7% | $4,371-67.5% | $3,740-62.0% |
| Admin fee / account holder | $1,063 | $4,401-75.9% | $5,948-82.1% | $5,306-80.0% |