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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,342 | $168,636-23.3% | $147,617-12.4% | $125,393+3.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.82% | 77.65%-81.5pp | 61.98%-65.8pp | 282.23%-286.1pp |
| Employer contribution / active EE | $7,349 | $6,252+17.5% | $5,565+32.1% | $4,866+51.0% |
| Participant deferral / active EE | $9,647 | $5,507+75.2% | $4,895+97.1% | $5,351+80.3% |
| Admin fee / account holder | $4,939 | $13,580-63.6% | $11,611-57.5% | $9,541-48.2% |