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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,707 | $175,259-38.0% | $149,723-27.4% | $139,487-22.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 12.72% | 166.82%-154.1pp | 134.50%-121.8pp | 373.84%-361.1pp |
| Employer contribution / active EE | $3,091 | $5,478-43.6% | $4,821-35.9% | $4,755-35.0% |
| Participant deferral / active EE | $6,174 | $6,522-5.3% | $5,682+8.7% | $6,713-8.0% |
| Admin fee / account holder | $1,269 | $16,158-92.1% | $13,215-90.4% | $11,407-88.9% |