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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,150 | $167,353-44.3% | $143,797-35.2% | $134,545-30.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.59% | 0.48%-15.1pp | -0.04%-14.5pp | 418.37%-433.0pp |
| Employer contribution / active EE | $2,854 | $5,620-49.2% | $4,952-42.4% | $4,742-39.8% |
| Participant deferral / active EE | $5,463 | $6,447-15.3% | $5,638-3.1% | $6,401-14.7% |
| Admin fee / account holder | $1,274 | $18,096-93.0% | $14,679-91.3% | $11,431-88.9% |