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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,324 | $95,193+13.8% | $76,523+41.6% | $135,382-20.0% |
| Participation rate | 36.8% | 74.4%-37.6pp | 68.0%-31.2pp | 82.6%-45.8pp |
| Annual return | -6.22% | 4.85%-11.1pp | -0.27%-6.0pp | 519.77%-526.0pp |
| Employer contribution / active EE | $571 | $3,302-82.7% | $2,647-78.4% | $4,779-88.0% |
| Participant deferral / active EE | $841 | $4,639-81.9% | $3,835-78.1% | $5,609-85.0% |
| Admin fee / account holder | $2,545 | $6,249-59.3% | $4,848-47.5% | $10,829-76.5% |