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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,044 | $72,177+171.6% | $115,037+70.4% | $59,633+228.7% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.28% | 12.02%-15.3pp | 26.14%-29.4pp | 2041.40%-2044.7pp |
| Employer contribution / active EE | $7,571 | $2,841+166.5% | $4,608+64.3% | $2,203+243.7% |
| Participant deferral / active EE | $10,594 | $4,783+121.5% | $6,026+75.8% | $3,192+231.9% |
| Admin fee / account holder | $886 | $4,927-82.0% | $8,175-89.2% | $4,297-79.4% |