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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,867 | $64,729-36.9% | $112,263-63.6% | $68,490-40.3% |
| Participation rate | 93.2% | 67.2%+26.0pp | 75.1%+18.1pp | 67.9%+25.3pp |
| Annual return | -16.03% | -11.40%-4.6pp | 27.49%-43.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $3,292 | $2,746+19.9% | $3,636-9.5% | $2,597+26.8% |
| Participant deferral / active EE | $8,294 | $3,566+132.6% | $4,729+75.4% | $4,028+105.9% |
| Admin fee / account holder | $3,193 | $5,222-38.8% | $6,410-50.2% | $5,403-40.9% |