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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,619 | $78,682-47.1% | $109,188-61.9% | $85,851-51.5% |
| Participation rate | 93.3% | 68.3%+25.1pp | 75.9%+17.5pp | 69.3%+24.0pp |
| Annual return | 16.24% | 25.09%-8.8pp | 25.76%-9.5pp | 318.63%-302.4pp |
| Employer contribution / active EE | $3,350 | $2,734+22.5% | $3,723-10.0% | $2,565+30.6% |
| Participant deferral / active EE | $8,236 | $3,468+137.5% | $4,654+77.0% | $3,952+108.4% |
| Admin fee / account holder | $3,337 | $5,470-39.0% | $6,755-50.6% | $6,261-46.7% |