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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,206 | $88,672-43.4% | $105,223-52.3% | $82,448-39.1% |
| Participation rate | 90.3% | 67.9%+22.4pp | 75.0%+15.3pp | 68.1%+22.3pp |
| Annual return | 13.53% | 30.86%-17.3pp | 180.65%-167.1pp | 41.64%-28.1pp |
| Employer contribution / active EE | $3,606 | $3,048+18.3% | $3,689-2.2% | $2,551+41.3% |
| Participant deferral / active EE | $6,583 | $4,036+63.1% | $5,072+29.8% | $4,139+59.0% |
| Admin fee / account holder | $9,833 | $7,146+37.6% | $8,859+11.0% | $7,234+35.9% |