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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,058 | $175,212+37.0% | $149,682+60.4% | $139,427+72.2% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 8.58% | 166.63%-158.1pp | 134.35%-125.8pp | 373.27%-364.7pp |
| Employer contribution / active EE | $9,605 | $5,475+75.4% | $4,818+99.3% | $4,752+102.1% |
| Participant deferral / active EE | $5,965 | $6,520-8.5% | $5,681+5.0% | $6,711-11.1% |
| Admin fee / account holder | $3,528 | $16,150-78.2% | $13,210-73.3% | $11,404-69.1% |