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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,058 | $175,259+37.0% | $149,723+60.3% | $139,487+72.1% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 8.58% | 166.82%-158.2pp | 134.50%-125.9pp | 373.84%-365.3pp |
| Employer contribution / active EE | $9,605 | $5,478+75.3% | $4,821+99.2% | $4,755+102.0% |
| Participant deferral / active EE | $5,965 | $6,522-8.5% | $5,682+5.0% | $6,713-11.1% |
| Admin fee / account holder | $3,528 | $16,158-78.2% | $13,215-73.3% | $11,407-69.1% |