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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,831 | $127,096-8.9% | $105,736+9.5% | $135,380-14.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 76.3%+9.4pp | 82.6%+3.1pp |
| Annual return | -9.94% | 4.49%-14.4pp | 6.27%-16.2pp | 519.81%-529.7pp |
| Employer contribution / active EE | $1,284 | $4,107-68.7% | $3,268-60.7% | $4,779-73.1% |
| Participant deferral / active EE | $3,866 | $5,064-23.7% | $4,080-5.2% | $5,609-31.1% |
| Admin fee / account holder | $9,175 | $9,087+1.0% | $6,913+32.7% | $10,828-15.3% |