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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,691 | $100,911+39.4% | $90,440+55.6% | $158,966-11.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 20.50% | 1726.62%-1706.1pp | 1294.38%-1273.9pp | 302.95%-282.5pp |
| Employer contribution / active EE | $8,091 | $3,690+119.3% | $3,263+148.0% | $4,762+69.9% |
| Participant deferral / active EE | $4,390 | $4,348+1.0% | $3,964+10.8% | $5,983-26.6% |
| Admin fee / account holder | $4,156 | $6,507-36.1% | $5,615-26.0% | $11,250-63.1% |