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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,887 | $103,008+24.2% | $90,304+41.6% | $152,897-16.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 24.69% | 95.22%-70.5pp | 78.13%-53.4pp | 345.43%-320.7pp |
| Employer contribution / active EE | $7,060 | $3,139+124.9% | $2,855+147.3% | $4,764+48.2% |
| Participant deferral / active EE | $4,818 | $4,281+12.5% | $3,885+24.0% | $5,851-17.7% |
| Admin fee / account holder | $322 | $6,175-94.8% | $5,354-94.0% | $11,599-97.2% |