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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,211 | $181,896-79.5% | $156,551-76.2% | $273,972-86.4% |
| Participation rate | 77.8% | 88.4%-10.6pp | 84.0%-6.2pp | 83.0%-5.2pp |
| Annual return | 3.18% | 30.74%-27.6pp | 32.23%-29.1pp | 41.46%-38.3pp |
| Employer contribution / active EE | $1,769 | $6,248-71.7% | $5,501-67.8% | $4,869-63.7% |
| Participant deferral / active EE | $3,652 | $5,550-34.2% | $4,871-25.0% | $5,287-30.9% |
| Admin fee / account holder | $426 | $15,560-97.3% | $13,028-96.7% | $10,133-95.8% |