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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,857 | $27,243-8.8% | $52,425-52.6% | $79,634-68.8% |
| Participation rate | 14.3% | 22.4%-8.1pp | 55.6%-41.3pp | 62.5%-48.2pp |
| Annual return | 15.13% | 63.36%-48.2pp | 302.12%-287.0pp | 36.46%-21.3pp |
| Employer contribution / active EE | $92 | $319-71.1% | $914-89.9% | $2,529-96.4% |
| Participant deferral / active EE | $734 | $636+15.4% | $1,790-59.0% | $3,835-80.9% |
| Admin fee / account holder | $1,522 | $2,105-27.7% | $2,495-39.0% | $1,002+51.9% |