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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,673 | $167,353-56.0% | $143,797-48.8% | $134,545-45.2% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -18.59% | 0.48%-19.1pp | -0.04%-18.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $3,020 | $5,620-46.3% | $4,952-39.0% | $4,742-36.3% |
| Participant deferral / active EE | $2,725 | $6,447-57.7% | $5,638-51.7% | $6,401-57.4% |
| Admin fee / account holder | $1,489 | $18,096-91.8% | $14,679-89.9% | $11,431-87.0% |