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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,698 | $202,342-51.7% | $172,753-43.4% | $152,909-36.1% |
| Participation rate | 58.3% | 87.1%-28.7pp | 82.6%-24.3pp | 82.5%-24.1pp |
| Annual return | 20.72% | 1029.88%-1009.2pp | 803.00%-782.3pp | 345.46%-324.7pp |
| Employer contribution / active EE | $2,983 | $5,857-49.1% | $5,144-42.0% | $4,764-37.4% |
| Participant deferral / active EE | $2,356 | $5,948-60.4% | $5,198-54.7% | $5,851-59.7% |
| Admin fee / account holder | $4,256 | $17,112-75.1% | $13,956-69.5% | $11,601-63.3% |