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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,131 | $127,386+98.7% | $115,037+120.0% | $125,393+101.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.24% | 31.28%-33.5pp | 26.14%-28.4pp | 282.23%-284.5pp |
| Employer contribution / active EE | $12,494 | $5,166+141.8% | $4,608+171.1% | $4,866+156.7% |
| Participant deferral / active EE | $8,523 | $6,423+32.7% | $6,026+41.4% | $5,351+59.3% |
| Admin fee / account holder | $1,348 | $9,516-85.8% | $8,175-83.5% | $9,541-85.9% |