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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,736 | $104,251+59.0% | $91,004+82.1% | $147,586+12.3% |
| Participation rate | 87.0% | 78.2%+8.7pp | 75.6%+11.4pp | 82.8%+4.1pp |
| Annual return | 17.72% | 27.06%-9.3pp | 4.60%+13.1pp | 578.59%-560.9pp |
| Employer contribution / active EE | $4,747 | $3,116+52.4% | $2,456+93.3% | $4,876-2.6% |
| Participant deferral / active EE | $10,886 | $4,195+159.5% | $3,548+206.9% | $5,439+100.2% |
| Admin fee / account holder | $4,469 | $8,948-50.1% | $5,417-17.5% | $10,886-58.9% |