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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,193 | $98,760-37.0% | $149,715-58.5% | $79,858-22.1% |
| Participation rate | 86.0% | 75.8%+10.2pp | 82.5%+3.5pp | 69.6%+16.4pp |
| Annual return | 17.48% | 27.43%-9.9pp | 276.66%-259.2pp | 31.72%-14.2pp |
| Employer contribution / active EE | $5,087 | $3,217+58.2% | $4,645+9.5% | $2,471+105.9% |
| Participant deferral / active EE | $4,627 | $5,681-18.6% | $6,842-32.4% | $3,740+23.7% |
| Admin fee / account holder | $2,405 | $6,053-60.3% | $9,310-74.2% | $5,306-54.7% |