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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,983 | $58,851-88.1% | $115,170-93.9% | $72,983-90.4% |
| Participation rate | 84.0% | 65.5%+18.5pp | 75.9%+8.1pp | 69.5%+14.5pp |
| Annual return | 19.39% | 23.16%-3.8pp | 35.60%-16.2pp | 81.01%-61.6pp |
| Employer contribution / active EE | $387 | $1,798-78.5% | $3,179-87.8% | $2,440-84.1% |
| Participant deferral / active EE | $1,615 | $2,643-38.9% | $4,169-61.3% | $3,608-55.2% |
| Admin fee / account holder | $687 | $6,370-89.2% | $7,089-90.3% | $5,124-86.6% |