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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,167 | $62,583-34.2% | $76,767-46.4% | $64,173-35.8% |
| Participation rate | 78.6% | 72.8%+5.8pp | 77.0%+1.6pp | 69.6%+9.0pp |
| Annual return | -4.29% | -1.95%-2.3pp | 2.43%-6.7pp | 7.63%-11.9pp |
| Employer contribution / active EE | $1,359 | $1,832-25.8% | $2,485-45.3% | $2,381-42.9% |
| Participant deferral / active EE | $2,922 | $3,145-7.1% | $3,852-24.1% | $3,470-15.8% |
| Admin fee / account holder | $4,172 | $4,667-10.6% | $6,675-37.5% | $4,887-14.6% |