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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,028 | $45,872-17.1% | $77,096-50.7% | $68,486-44.5% |
| Participation rate | 70.0% | 55.9%+14.1pp | 67.9%+2.1pp | 67.9%+2.1pp |
| Annual return | -9.10% | 1.73%-10.8pp | 42.35%-51.4pp | -7.85%-1.2pp |
| Employer contribution / active EE | $1,955 | $1,650+18.5% | $2,814-30.5% | $2,597-24.7% |
| Participant deferral / active EE | $4,047 | $2,963+36.6% | $4,429-8.6% | $4,028+0.5% |
| Admin fee / account holder | $7,129 | $3,041+134.4% | $5,428+31.3% | $5,404+31.9% |