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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,413 | $48,053-32.5% | $84,628-61.7% | $72,975-55.6% |
| Participation rate | 82.1% | 57.6%+24.5pp | 68.2%+13.8pp | 69.5%+12.6pp |
| Annual return | 13.66% | 37.39%-23.7pp | 258.80%-245.1pp | 81.01%-67.4pp |
| Employer contribution / active EE | $2,586 | $1,602+61.5% | $2,653-2.5% | $2,440+6.0% |
| Participant deferral / active EE | $5,799 | $2,681+116.3% | $3,900+48.7% | $3,608+60.7% |
| Admin fee / account holder | $11,645 | $3,395+243.0% | $4,914+137.0% | $5,124+127.3% |