Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENGY Service code 22 | Insurance Broker | $33,728 |
RETIREMENT STRATEGIES, INC.1+ years Filed as: RETIREMENT STRATEGIES, INCORPORATED Service code 13 | Contract Administrator | $13,752 |
RETIREMENT STRATEGIES, INC.1+ years Service code 13 · EIN 58-2380163 | Contract Administrator | $1,130 |
Filed as: JOHN HANCOCK LIFE INSURANCE Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Filed as: MERRILL LYNCH LIFE AGENCY Service code 22 · EIN 13-2740599 | Insurance Broker | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,130 | $41,317-70.6% | $85,969-85.9% | $55,191-78.0% |
| Participation rate | 41.4% | 54.5%-13.1pp | 76.5%-35.2pp | 69.2%-27.8pp |
| Annual return | -3.53% | 3.93%-7.5pp | 9.32%-12.8pp | 10.78%-14.3pp |
| Employer contribution / active EE | $485 | $1,198-59.5% | $3,474-86.0% | $1,899-74.5% |
| Participant deferral / active EE | $788 | $1,914-58.8% | $3,829-79.4% | $3,046-74.1% |
| Admin fee / account holder | $9 | $97-90.4% | $6,053-99.8% | $91-89.8% |