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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,063 | $76,834-33.5% | $108,359-52.9% | $87,485-41.6% |
| Participation rate | 75.9% | 61.7%+14.1pp | 70.1%+5.7pp | 68.9%+6.9pp |
| Annual return | 18.20% | 19.09%-0.9pp | 36.89%-18.7pp | 26.06%-7.9pp |
| Employer contribution / active EE | $2,035 | $1,556+30.8% | $2,399-15.2% | $2,596-21.6% |
| Participant deferral / active EE | $5,059 | $3,100+63.2% | $4,137+22.3% | $4,274+18.4% |
| Admin fee / account holder | $1,613 | $6,537-75.3% | $9,741-83.4% | $7,775-79.3% |