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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,952 | $65,555-34.5% | $86,216-50.2% | $75,173-42.9% |
| Participation rate | 72.7% | 60.5%+12.2pp | 69.0%+3.8pp | 67.2%+5.5pp |
| Annual return | 23.42% | 46.07%-22.7pp | 1169.42%-1146.0pp | 160.72%-137.3pp |
| Employer contribution / active EE | $1,911 | $1,553+23.0% | $2,382-19.8% | $2,671-28.4% |
| Participant deferral / active EE | $3,764 | $3,023+24.5% | $3,986-5.6% | $4,126-8.8% |
| Admin fee / account holder | $11,881 | $5,469+117.2% | $6,853+73.4% | $5,651+110.3% |