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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,713 | $77,814+142.5% | $158,223+19.3% | $86,983+117.0% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 9.64% | 30.54%-20.9pp | 52.09%-42.4pp | 25.83%-16.2pp |
| Employer contribution / active EE | $1,529 | $2,592-41.0% | $4,109-62.8% | $2,584-40.8% |
| Participant deferral / active EE | $5,189 | $3,270+58.7% | $5,467-5.1% | $4,194+23.7% |
| Admin fee / account holder | $26,576 | $5,879+352.0% | $16,047+65.6% | $7,856+238.3% |