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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,612 | $81,331+107.3% | $155,534+8.4% | $80,935+108.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.99% | 33.37%-23.4pp | 64.92%-54.9pp | 35.66%-25.7pp |
| Employer contribution / active EE | $3,334 | $3,105+7.4% | $4,675-28.7% | $2,757+20.9% |
| Participant deferral / active EE | $4,320 | $3,454+25.1% | $5,630-23.3% | $4,299+0.5% |
| Admin fee / account holder | $3,838 | $7,999-52.0% | $15,900-75.9% | $6,924-44.6% |