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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,713 | $76,407+147.0% | $150,298+25.6% | $82,448+128.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 9.64% | 39.99%-30.3pp | 62.79%-53.1pp | 41.64%-32.0pp |
| Employer contribution / active EE | $1,529 | $2,614-41.5% | $4,154-63.2% | $2,551-40.0% |
| Participant deferral / active EE | $5,189 | $3,214+61.4% | $5,453-4.8% | $4,139+25.4% |
| Admin fee / account holder | $26,576 | $6,352+318.4% | $14,116+88.3% | $7,234+267.4% |