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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,713 | $86,050+119.3% | $189,758-0.6% | $94,015+100.7% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 9.64% | 17.77%-8.1pp | 52.62%-43.0pp | 17.84%-8.2pp |
| Employer contribution / active EE | $1,529 | $2,819-45.8% | $4,767-67.9% | $2,790-45.2% |
| Participant deferral / active EE | $5,189 | $3,349+55.0% | $5,856-11.4% | $4,249+22.1% |
| Admin fee / account holder | $26,576 | $6,627+301.0% | $20,388+30.4% | $8,951+196.9% |