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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,713 | $78,690+139.8% | $161,489+16.9% | $87,485+115.7% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 9.64% | 32.74%-23.1pp | 89.72%-80.1pp | 26.06%-16.4pp |
| Employer contribution / active EE | $1,529 | $2,588-40.9% | $4,268-64.2% | $2,596-41.1% |
| Participant deferral / active EE | $5,189 | $3,311+56.7% | $5,630-7.8% | $4,274+21.4% |
| Admin fee / account holder | $26,576 | $6,724+295.3% | $16,006+66.0% | $7,775+241.8% |