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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,784 | $185,905-28.6% | $170,057-21.9% | $139,487-4.8% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 22.20% | 60.56%-38.4pp | 53.42%-31.2pp | 373.84%-351.6pp |
| Employer contribution / active EE | $1,700 | $7,597-77.6% | $6,790-75.0% | $4,755-64.2% |
| Participant deferral / active EE | $11,376 | $11,627-2.2% | $10,411+9.3% | $6,713+69.5% |
| Admin fee / account holder | $577 | $15,397-96.3% | $12,826-95.5% | $11,407-94.9% |