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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,620 | $209,874-54.4% | $189,537-49.6% | $167,536-42.9% |
| Participation rate | 50.0% | 88.7%-38.7pp | 87.8%-37.8pp | 82.1%-32.1pp |
| Annual return | 16.64% | 748.61%-732.0pp | 555.34%-538.7pp | 478.82%-462.2pp |
| Employer contribution / active EE | $1,966 | $6,913-71.6% | $6,161-68.1% | $4,839-59.4% |
| Participant deferral / active EE | $9,648 | $8,934+8.0% | $8,220+17.4% | $6,342+52.1% |
| Admin fee / account holder | $428 | $14,299-97.0% | $12,048-96.5% | $12,315-96.5% |