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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,300 | $232,540-35.8% | $185,117-19.3% | $147,585+1.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 14.49% | 43.03%-28.5pp | 40.50%-26.0pp | 578.58%-564.1pp |
| Employer contribution / active EE | $6,225 | $5,195+19.8% | $4,182+48.9% | $4,876+27.7% |
| Participant deferral / active EE | $1,896 | $5,834-67.5% | $5,045-62.4% | $5,439-65.1% |
| Admin fee / account holder | $2,202 | $10,275-78.6% | $8,159-73.0% | $10,886-79.8% |