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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,690 | $89,698-70.2% | $103,464-74.2% | $80,874-67.0% |
| Participation rate | 90.0% | 76.0%+14.0pp | 80.5%+9.5pp | 67.6%+22.4pp |
| Annual return | 8.87% | 22.78%-13.9pp | 23.91%-15.0pp | 35.62%-26.7pp |
| Employer contribution / active EE | $1,464 | $4,018-63.6% | $4,677-68.7% | $2,756-46.9% |
| Participant deferral / active EE | $4,387 | $5,456-19.6% | $6,624-33.8% | $4,297+2.1% |
| Admin fee / account holder | $305 | $6,768-95.5% | $9,410-96.8% | $6,935-95.6% |