Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $62,000 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL, LLC Service code 27 | Advisory (Plan) | $21,275 |
Filed as: RETIREMENT PLAN SOLUTIONS Service code 13 · EIN 56-1762637 | Contract Administrator | $5,146 |
LPL FINANCIAL3 years Service code 27 · EIN 04-3046611 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,684 | $60,795+27.8% | $69,483+11.8% | $65,186+19.2% |
| Participation rate | 78.1% | 74.9%+3.2pp | 74.6%+3.5pp | 70.2%+7.9pp |
| Annual return | 4.82% | 17.46%-12.6pp | 28.99%-24.2pp | 29.39%-24.6pp |
| Employer contribution / active EE | $3,396 | $2,452+38.5% | $2,780+22.2% | $2,177+56.0% |
| Participant deferral / active EE | $4,161 | $3,162+31.6% | $3,537+17.7% | $3,514+18.4% |
| Admin fee / account holder | $574 | $314+83.0% | $3,841-85.1% | $847-32.2% |