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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,170 | $232,540-15.6% | $185,117+6.0% | $147,585+32.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 14.50% | 43.03%-28.5pp | 40.50%-26.0pp | 578.57%-564.1pp |
| Employer contribution / active EE | $2,828 | $5,195-45.6% | $4,182-32.4% | $4,876-42.0% |
| Participant deferral / active EE | $3,609 | $5,834-38.1% | $5,045-28.5% | $5,439-33.6% |
| Admin fee / account holder | $4,021 | $10,275-60.9% | $8,159-50.7% | $10,885-63.1% |