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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,059 | $160,059-15.6% | $140,019-3.5% | $135,382-0.2% |
| Participation rate | 60.9% | 88.5%-27.7pp | 87.5%-26.6pp | 82.6%-21.8pp |
| Annual return | -8.08% | 911.44%-919.5pp | 651.15%-659.2pp | 519.77%-527.9pp |
| Employer contribution / active EE | $2,025 | $6,420-68.5% | $5,605-63.9% | $4,779-57.6% |
| Participant deferral / active EE | $4,479 | $7,641-41.4% | $6,927-35.3% | $5,609-20.2% |
| Admin fee / account holder | $4,868 | $13,328-63.5% | $10,705-54.5% | $10,829-55.0% |