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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,735 | $92,766+141.2% | $82,763+170.3% | $134,545+66.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.53% | 946.97%-960.5pp | 702.45%-716.0pp | 418.37%-431.9pp |
| Employer contribution / active EE | $14,443 | $3,273+341.3% | $3,008+380.1% | $4,742+204.6% |
| Participant deferral / active EE | $8,625 | $4,802+79.6% | $4,395+96.2% | $6,401+34.7% |
| Admin fee / account holder | $12,269 | $5,978+105.2% | $5,325+130.4% | $11,431+7.3% |