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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,552 | $100,938+70.9% | $90,461+90.7% | $158,982+8.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 28.58% | 1727.20%-1698.6pp | 1294.76%-1266.2pp | 302.99%-274.4pp |
| Employer contribution / active EE | $3,735 | $3,691+1.2% | $3,264+14.4% | $4,763-21.6% |
| Participant deferral / active EE | $7,477 | $4,350+71.9% | $3,964+88.6% | $5,983+25.0% |
| Admin fee / account holder | $17,052 | $6,510+162.0% | $5,617+203.6% | $11,252+51.6% |