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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,589 | $65,364-27.2% | $92,909-48.8% | $72,975-34.8% |
| Participation rate | 46.9% | 68.3%-21.4pp | 76.0%-29.1pp | 69.5%-22.6pp |
| Annual return | 24.62% | 42.11%-17.5pp | 109.44%-84.8pp | 81.01%-56.4pp |
| Employer contribution / active EE | $1,550 | $2,594-40.2% | $3,653-57.6% | $2,440-36.5% |
| Participant deferral / active EE | $2,767 | $3,128-11.5% | $4,238-34.7% | $3,608-23.3% |
| Admin fee / account holder | $5,445 | $4,251+28.1% | $5,795-6.0% | $5,124+6.3% |