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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,453 | $102,638+100.2% | $81,982+150.6% | $158,982+29.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 0.96% | 61.05%-60.1pp | 41.31%-40.4pp | 302.99%-302.0pp |
| Employer contribution / active EE | $720 | $3,241-77.8% | $2,498-71.2% | $4,763-84.9% |
| Participant deferral / active EE | $2,700 | $4,649-41.9% | $3,722-27.5% | $5,983-54.9% |
| Admin fee / account holder | $20,193 | $8,237+145.1% | $5,665+256.4% | $11,252+79.5% |