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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,644 | $85,790+111.7% | $67,313+169.9% | $135,380+34.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.04% | -0.54%-10.5pp | -4.08%-7.0pp | 519.81%-530.8pp |
| Employer contribution / active EE | $1,000 | $3,487-71.3% | $2,566-61.0% | $4,779-79.1% |
| Participant deferral / active EE | $4,000 | $4,651-14.0% | $3,568+12.1% | $5,609-28.7% |
| Admin fee / account holder | $2,519 | $6,392-60.6% | $4,507-44.1% | $10,828-76.7% |