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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,347 | $89,259-72.7% | $107,187-77.3% | $82,637-70.5% |
| Participation rate | 72.7% | 67.9%+4.8pp | 75.0%-2.3pp | 68.1%+4.7pp |
| Annual return | 19.19% | 21.02%-1.8pp | 204.55%-185.4pp | 53.51%-34.3pp |
| Employer contribution / active EE | $4,469 | $3,080+45.1% | $3,782+18.2% | $2,552+75.1% |
| Participant deferral / active EE | $2,784 | $4,037-31.0% | $5,096-45.4% | $4,126-32.5% |
| Admin fee / account holder | $450 | $7,381-93.9% | $9,162-95.1% | $7,339-93.9% |