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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,333 | $175,259+22.9% | $149,723+43.8% | $139,487+54.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.46% | 166.82%-145.4pp | 134.50%-113.0pp | 373.84%-352.4pp |
| Employer contribution / active EE | $8,064 | $5,478+47.2% | $4,821+67.3% | $4,755+69.6% |
| Participant deferral / active EE | $4,511 | $6,522-30.8% | $5,682-20.6% | $6,713-32.8% |
| Admin fee / account holder | $1,804 | $16,158-88.8% | $13,215-86.3% | $11,407-84.2% |