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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,912 | $217,432+1.1% | $185,851+18.3% | $167,553+31.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.53% | 148.43%-135.9pp | 122.11%-109.6pp | 478.89%-466.4pp |
| Employer contribution / active EE | $11,557 | $5,874+96.7% | $5,168+123.6% | $4,840+138.8% |
| Participant deferral / active EE | $7,577 | $6,357+19.2% | $5,569+36.1% | $6,343+19.5% |
| Admin fee / account holder | $106,302 | $19,820+436.3% | $16,245+554.4% | $12,316+763.1% |