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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,277 | $198,461-64.1% | $170,436-58.2% | $147,585-51.7% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | -1.04% | 257.30%-258.3pp | 205.94%-207.0pp | 578.57%-579.6pp |
| Employer contribution / active EE | $0 | $6,184-100.0% | $5,433-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,173 | $5,629-43.6% | $4,939-35.8% | $5,439-41.7% |
| Admin fee / account holder | $723 | $16,852-95.7% | $13,880-94.8% | $10,885-93.4% |