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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,116 | $138,078-26.0% | $125,363-18.5% | $134,509-24.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 4.23% | 750.49%-746.3pp | 572.15%-567.9pp | 418.13%-413.9pp |
| Employer contribution / active EE | $2,350 | $5,245-55.2% | $4,815-51.2% | $4,741-50.4% |
| Participant deferral / active EE | $6,667 | $7,800-14.5% | $7,447-10.5% | $6,400+4.2% |
| Admin fee / account holder | $24,656 | $11,566+113.2% | $10,005+146.4% | $11,427+115.8% |