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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,054 | $43,338+94.0% | $59,887+40.4% | $64,173+31.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 74.7%+25.3pp | 69.6%+30.4pp |
| Annual return | -7.88% | -1.55%-6.3pp | 3.46%-11.3pp | 7.63%-15.5pp |
| Employer contribution / active EE | $4,063 | $2,030+100.2% | $2,722+49.3% | $2,381+70.7% |
| Participant deferral / active EE | $5,839 | $2,547+129.2% | $3,402+71.6% | $3,470+68.3% |
| Admin fee / account holder | $5,919 | $3,007+96.8% | $3,591+64.8% | $4,887+21.1% |